Integration enhances compliance and fraud prevention capabilities for 4Fi clients leveraging AppliedLMS

OCTOBER 24, 2025 – Grid, a leading AI-powered verification platform, today announced a strategic partnership with 4Fi, a provider of infrastructure for launching and scaling niche lending programs. The collaboration integrates Grid's advanced identity verification directly into 4Fi's lending operations through its integration with AppliedLMS loan management system. It enables enhanced compliance and security for clients across specialized industries including healthcare, aviation, and equipment financing.

The partnership makes Grid's orchestration platform available to 4Fi and its lending partners through AppliedLMS, enabling:

• Streamlined KYC/AML compliance for specialized lending verticals with unique borrower profiles

• Enhanced fraud prevention capabilities tailored to physician lending, aviation financing, and equipment loans

• Seamless integration through AppliedLMS that reduces vendor complexity while strengthening identity verification

Why This Partnership Matters

"We're excited to partner with 4Fi as they scale infrastructure for niche lending programs across healthcare, aviation, and equipment financing," said Christian-Robert Joseph, Co-founder and CEO of Grid. "Their focus on tailored underwriting and efficient origination aligns perfectly with Grid's mission to provide flexible, powerful verification tools that meet the unique needs of specialized lending markets."

The collaboration positions both companies to better serve private lenders deploying capital into underserved markets. As specialized lending programs require sophisticated compliance frameworks, Grid's orchestrator provides 4Fi and its clients with the ability to deliver robust identity verification without added operational complexity.

"4Fi enables lenders to launch programs in days, not months," added Joseph. "Grid's integration through AppliedLMS ensures that speed doesn't come at the expense of security or compliance."

What This Means for Specialized Lending

For 4Fi clients: Access to comprehensive KYC/AML capabilities specifically designed to support specialized lending programs. Grid's orchestrator connects multiple verification providers through AppliedLMS, simplifying compliance workflows while maintaining the flexibility needed for diverse borrower profiles across healthcare, aviation, and equipment financing.

For AppliedLMS users: The Grid integration demonstrates the power of connected lending infrastructure. Other AppliedLMS clients can now access the same verification capabilities, enabling them to strengthen their fraud prevention and compliance programs without switching platforms or managing multiple vendor relationships.

For the industry: The partnership reinforces the viability of specialized lending by combining 4Fi's purpose-built origination and servicing platform with institutional-grade identity verification. It provides private lenders with the scalable infrastructure needed to confidently expand into niche markets while maintaining robust compliance standards.

"This partnership reflects our commitment to supporting innovation in underserved lending markets," said Carl-Alain Memnon, Co-founder and COO of Grid. "4Fi is bringing much-needed capital to specialized industries, and Grid is proud to provide the verification infrastructure that makes that growth both fast and secure."

About Grid

Grid Technology, Inc. provides the leading Verification-as-a-Service platform for financial institutions. Its no-code orchestration solution integrates multiple verification providers into unified workflows, enabling banks, credit unions, fintechs, and private lenders to access comprehensive fraud prevention and compliance capabilities.

About 4Fi

4Fi provides the infrastructure for launching and scaling niche lending programs. With tailored underwriting, full-cycle loan management, and industry-specific expertise, 4Fi enables private lenders to deploy capital efficiently into specialized markets including healthcare, aviation, and equipment financing—without the friction, delays, and overhead of building in-house.

About AppliedLMS

AppliedLMS is a comprehensive loan management system that provides lenders with an intuitive, cloud-based platform for origination, servicing, and collections. With built-in integrations and automation capabilities, AppliedLMS helps financial institutions streamline operations and scale their lending programs efficiently.