About the Provider
Founded in 1899 in Atlanta, Georgia, Equifax is a global data, analytics, and technology company focused on consumer credit. As one of the world's largest credit reporting agencies, Equifax maintains extensive credit databases and supporting technology platforms that underpin lending, insurance, employment screening, identity verification, and other risk-management decisions worldwide.
Solutions
Address Verification
AML
Fraud
KYC
About the Product
FraudIQ® Synthetic ID Alerts can help protect your business from losses associated with synthetic identity fraud while minimizing false positives. The alerts are based on patent-pending algorithms that analyze attributes such as authorized user velocity and identity discrepancies to help determine if the identity presented is potentially synthetic. FraudIQ® Synthetic ID Alerts analyze potential synthetic ID behavior across multi-dimensional data sources, using matching logic to spot authorized user and credit abuse, ID discrepancies, and ID manipulation.
Product Insights in Grid
GRID-SGRID-SHARED-ADDRESS-FLAG
Shared Address Flag will determine if the address is shared with too many credit consumers in most recent 3 months
GRID-SGRID-SHARED-SSN-FLAG
Shared SSN (Name) Flag is Y if SSN is found to be associated with more than one person. Returned if a full nine digit SSN is available (returns the first record if multiple are found), otherwise the result is U
GRID-SGRID-ID-CONFIRMATION-FLAG-2
Identity Confirmation Flag 2 determines if consumer Applicant's name is consistent to household information to the address
GRID-SGRID-INQUIRY-FLAG
Inquiry flag determines risky inquiry patterns related to credit monitoring checks
GRID-SGRID-INVALID-SSN-FLAG
Invalid SSN Flag is Y if the SSN that is found contains obvious errors. Returned if a full nine digit SSN is available (returns the first record if multiple are found), otherwise the result is U
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