TruVision
by
TransUnion
Credit information for a consumer in the context of a consumer transaction.
About the Provider
TransUnion is a global information‑and‑insights company founded in 1968 and headquartered in Chicago, Illinois. It provides credit reporting, risk management, identity verification, and fraud prevention solutions to businesses in finance, insurance, telecom, rental and employment screening, as well as consumer services for credit monitoring and identity protection
Solutions
Address Verification
Consumer Credit
About the Integration
TruVision Credit Report is TransUnion’s advanced credit reporting solution designed to give businesses a deeper understanding of consumer credit behavior. Unlike traditional reports that offer a static snapshot, TruVision includes up to 30 months of trended credit data, allowing organizations to analyze changes in payment patterns, balances, and utilization over time. This longitudinal view helps lenders, property managers, and other decision-makers assess credit risk more accurately and confidently.
The report incorporates a wide range of data points, including trade lines, payment history, public records, inquiries, and collections, while also leveraging alternative data to expand visibility into consumers with limited or no traditional credit history. This enables businesses to responsibly extend credit to more people and fine-tune risk models.
TruVision is used across industries to support key decisioning processes such as customer acquisition, income and affordability assessment, portfolio management, and collections. It helps reduce default risk, streamline workflows, and ensure regulatory compliance, all while improving access and inclusion for consumers. With reliable, real-time data from one of the three major U.S. credit bureaus, TruVision Credit Report is a vital tool for any organization looking to make smarter, more equitable credit decisions.
