PayNet
by
Equifax
Credit History Report and Master Score assessing the borrowing and repayment history of a business.
About the Provider
Founded in 1899 in Atlanta, Georgia, Equifax is a global data, analytics, and technology company focused on consumer credit. As one of the world's largest credit reporting agencies, Equifax maintains extensive credit databases and supporting technology platforms that underpin lending, insurance, employment screening, identity verification, and other risk-management decisions worldwide.
Solutions
Address Verification
KYB
Business Credit
About the Product
Equifax's PayNet product analyzes small and medium-sized businesses' (SMBs) credit performance using detailed payment history and financial data. It employs advanced data analytics and risk assessment models to provide insights into creditworthiness and payment behavior. Key technical features include historical data aggregation, industry benchmarks, and real-time risk scoring. The product integrates with existing credit assessment systems via APIs, enabling informed lending decisions and effective risk management for SMBs.
